How to Get a Free IRS Tax Transcript Online or by Mail
Get a free IRS tax transcript online, by mail or phone. Learn which transcript to request, how long delivery takes, and when you need Form 4506-T.
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Missing Earnings on Your Social Security Record? What to Check
A blank earnings year may be a reporting delay or an error. Learn what to compare, which correction deadlines apply, and how to ask SSA to investigate.
How to Get a Social Security Benefit Verification Letter
Get a Social Security benefit verification letter online or by phone, understand mailing times, and check the rules for requesting someone else’s letter.
Social Security Tax Withholding: Compare the Four Rates
See what Social Security’s four tax-withholding rates mean for a $2,000 payment, then learn how to start, change or stop withholding through SSA.
Lost Your Medicare Card? How to Get a Free Replacement
Find out how to print or request a replacement Medicare card, who to contact for a missing plan card, and how to avoid replacement-card scams.
LIHEAP Heating Bill Assistance: How to Apply for Help
Need help with heating bills? Learn how to apply for LIHEAP, prepare documents, check local deadlines and request emergency energy assistance.
Medicare IRMAA 2026: Income Limits, Surcharges and How to Lower Yours
In 2026, Medicare’s IRMAA surcharge raises Part B premiums from $202.90 to as much as $689.90 a month for higher-income beneficiaries, based on 2024 income. This guide explains the tiers, the Part D surcharge, the $1 cliff effect, and how a life-changing event can lower your premium.
Working While on Social Security in 2027: Earnings Limits Explained
If you claim Social Security before full retirement age and keep working in 2027, SSA withholds $1 per $2 over $25,560 — or $1 per $3 over $67,920 in the year you reach full retirement age. Withheld benefits are credited back at full retirement age.
Medicare Open Enrollment 2027: What’s Changing and the Dec. 7 Deadline
Medicare Open Enrollment for 2027 coverage runs Oct. 15–Dec. 7, 2026. We break down CMS’s 2027 premium projections, the $2,400 Part D out-of-pocket cap, and a checklist for comparing plans.
Social Security COLA 2027: 3.6% Raise, New Benefit Amounts and Payment Dates
Social Security benefits rise 3.6% for 2027, automatically — average retiree gain about $75 a month before deductions. SSI and shifted third-of-the-month January payments arrive December 31, 2026.